If you have accumulated a number of Individual Savings Accounts (ISAs) over the years, keeping them all in one place could give you better control and help you save money. There’s a common misconception that you can’t move your existing ISAs from one provider to another. Transferring your ISAs doesn’t affect its tax-efficient status, but you should make sure that you don’t have to pay penalties or give up valuable benefits.
Download PDFIt’s important to set aside money for the future and protect it from inflation, whether it’s a rainy day fund to cover unexpected events or for longer-term goals.
Download PDFThe Government said the introduction of a new Lifetime Individual Savings Account (LISA) will help young people save flexibly for the long term throughout their lives. The aim is to help them simultaneously save for a first home and for their retirement, without having to choose one over the other.
Download PDFA Self-Invested Personal Pension is a type of pension called a ‘defined contribution pension’ that allows you access to a wider choice of investments when it comes to saving for your retirement. Please read our factsheet for more information on a SIPP.
Download PDFWith a Lifetime Individual Savings Account, you can use some or all of the money to buy your first home or keep it until you're 60. Read our factsheet to find our more about the Lifetime Individual Savings Account.
Download PDFTaxpayers (employees and self-employed) who have withdrawn amounts from their pension fund and
then want to top the fund up again are affected by Money Purchase Annual Allowance (MPAA)Read our factsheet to find out more about Money purchase annual allowance
Help to Buy ISAs will be available to individuals who are 16 and over and will be limited to one per person. Read our factsheet to find out more about the Help to Buy ISA.
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